This page contains the list of available payment methods at Datatrans. Check this page to see the specifics of each payment method and the available acquirers. Refer to our page Testing Credentials if you are looking for testing information.

Credit & Debit Cards

Credit & debit cards are the most popular payment methods for online payments through Datatrans. We support all international card brands, including MasterCard, Visa, and American Express.

Loyalty & Gift Cards

While the loyalty or gift cards below are not credit or debit cards, we process them in a very similar way than card payments.

Amazon Pay

Amazon Pay is a wallet solution provided by Amazon, which offers wallet payment transactions that are supported by Amazon's fraud and risk management. Customers log in to their Amazon account and use any of the payment methods available in their account.

Apple Pay

Apple Pay is the payment method of Apple. Your customers can use Apple Pay to pay for online transactions using any Apple device supporting Apple Pay. Apple Pay only works with transactions done with Safari. Refer to our payment button integration for a button integration on your website. Any Apple Pay transaction is processed as a card transaction. In other words: The saved card in your customer's Apple Pay wallet will be processed by your configured credit or debit card acquirers.

Apple Pay via Redirect

If you wish to use Apple Pay through our Redirect integration, you will need to accept the Apple Pay Platform Web Merchant Terms and Conditions from your payment methods' settings. Once this is done you can proceed with the activation and specify the name for the Apple Pay payment sheet and your merchant URL.

The integration via redirect is only recommended to merchants that do not offer the payment method pre-selection in their checkout. Please contact us if you wish to use Apple Pay on the payment page but do the pre-selection on your side.

Apple Pay via Mobile SDK

To allow Apple Pay transactions via our mobile SDK integration, you will need to follow the steps below. Please note that a valid Apple developer account will be required.

• Navigate to the Apple Pay settings in your merchant configuration at Datatrans and open the Payment Processing Certificates options.
• Click the button Download CSR file.
• Create a new identifier (Merchant ID) at developer.apple.com.
• Create a Certificate (Apple Pay Payment Processing Certificate) and select the newly created Merchant ID. Upload the CSR file provided by us and download the certificate.
• Back in your Datatrans Apple Pay certificate settings, upload your Apple Payment Processing Certificate.

Your newly registered Apple Merchant ID needs to be specified in your project's capabilities in XCode and also when initializing an Apple Pay object. If you do not have access to an active Apple Developer license, you will not be able to add the Apple Pay capability in XCode.

Availabill

Availabill (previously known as Accarda) offers invoice payments and also the option to pay in installments. Availabill requires additional parameters to be sent in your requests. This includes customer and article information. Please refer to our API reference for more information.

Byjuno

Byjuno offers invoice payments. Byjuno requires additional parameters to be sent in your requests. This includes customer, shipping, and article information.

Additional Parameters for Byjuno

Additional parameters are required in your requests to successfully process Byjuno transactions. You may have to provide customer, shipping, and Byjuno specific parameters. Please refer to our API reference for additional values that can be sent within your requests and reach out to Byjuno to make sure you know what additional parameters you may have to submit within your requests.

You will need to specify at least the customer's details listed below within the object customer:

• id, gender, firstName, lastName, street, street2, zipCode, city, country, email, phone, birthDate, language, ipAddress, type

Some integrations require you to specify the shipping information within the object shipping:

• firstName, lastName, street, zipCode, city, country

Some integrations require you to specify further information within the object INT:

• deviceFingerprintId, customerInfo1

CRIF

CRIF offers a credit checking platform you can use to do pre-screenings. CRIF requires additional parameters to be sent in your requests. This includes customer information. Please refer to our API reference for more information.

Cryptocurrencies

Link cryptocurrency payments to your merchant account at Datatrans with Coinify. By creating Coinify Invoices through our gateway, you can accept payments in cryptocurrencies. Consumers scan a QR code within their crypto wallet to conclude a payment. When the consumer initiates the payment, the value of the transaction is converted and settled instantly in your preferred currency.

Sign Up at Coinify

To accept payments via Coinify, you will require a Coinify merchant account. You can signup for a Coinify account by using this link.

As soon as your account is set up and you have been fully approved as a merchant by Coinify, you can start issuing invoices. If you want to accept crypto payments with values higher than 10,000 EUR you will have to go through an additional approval process at Coinify.

Supported Cryptocurrencies

The most popular cryptocurrencies are supported, including BTC, ETH, LTC, BHC, NEO, XRP, and many more. Depending on the transaction amount, more cryptocurrencies will be available for the end customer to select. The full list of accepted cryptocurrencies can be found here.

Coinify API Credentials

In order to let our gateway create Coinify invoices, you will have to share with us three credentials from your account. Send us a password-protected file to [email protected] and the password in a separate e-mail to [email protected].

• API Key & Password – These values can be found in Integration tools > API keys.
• Instant Payment Notification Secret – This value can be found in Integration Tools > Online Store > Instant Payment Notification.

Please make sure that your API key contains at least the following permissions:

• Invoice: Read invoices
• Invoice: Create new invoices
• Invoice: Update existing invoices
• Account: Create refund

Redirect & IPN Settings

To simplify the transaction flow and immediately redirect the consumer to the success page after the QR code has been scanned and the payment initiated by the crypto wallet, you may set the following settings in your Coinify configuration:

Integration Tools > Online Store > Redirect URLs

• Redirect to success URL on: Payment received
• Success URL: https://api.datatrans.com/upp/jsp/upCoinifyReturn
• Cancel URL: https://api.datatrans.com/upp/jsp/upCoinifyCancel

Integration Tools > Online Store > Instant Payment Notification

• Callback URL: https://api.datatrans.com/upp/jsp/upCoinifyCallback

In case of a successful payment, the consumer will be redirected to the successURL at Datatrans. The transaction will receive the status authorised at Datatrans (Coinify Status: PAID). Once the crypto transaction was confirmed by Coinify, the Datatrans transaction will switch to settled (Coinify Status: COMPLETE) automatically. In case of a time out or cancel request, the consumer will be redirected to the cancelURL at Datatrans.

Over- & Underpayment

During a crypto payment a consumer might overpay or underpay a transaction. For such cases, we include the following information of an over- or underpayment in our webhook to your server:

• type - normal, underpaid, extra
• nativeAmount - The amount paid in the submitted currency.
• nativeCurrency - The submitted currency

EPS

EPS processes bank transfers using a PIN and TAN and does not require any registration by your customers. The transfer is completed via your customers' online banking account.

Google Pay

Google Pay is the payment method of Google. Your customers can use Google Pay to pay for online transactions using any device supporting Google Pay. In contrast to Apple Pay, Google Pay works with any browser. Refer to our payment button integration for a button integration on your website. Any Google Pay transaction is processed as a card transaction. In other words: The saved card in your customer's Google Pay wallet will be processed by your configured debit or credit card acquirers.

Giropay

Giropay processes bank transfers using a PIN and TAN and does not require any registration by your customers. The transfer is completed via your customers' online banking account.

iDEAL

iDEAL processes bank transfers for Dutch bank accounts.

Klarna

Klarna is a payment solution that lets you choose your preferred way to conclude your payment during your purchase. You have the option to pay later without any interest or fees, or you can choose to pay with installments.

¹ Only available for Klarna Pay Later, Klarna Financing, and Klarna Instalments.

Klarna Customer Details

Klarna's payment page will prompt the user to fill in all the necessary details. The customer experience will be enhanced if you include your customers' details within your requests. The following parameters can be added to your requests:

• For digital products, only email within the object customer is required to enhance the checkout flow.

• For physical products, all customer details except birthDate and phone within the object customer are required to enhance the checkout flow.

Klarna Extra Merchant Data

In some cases, Klarna may require additional parameters, so-called 'extra merchant data' (EMD), covering additional information about the items to be purchased. This extra information is required for Klarna's risk analyses. The required EMD information can be found in the appendix of your contract agreement with Klarna. The following EMD categories are currently supported:

• klarnaCustomerAccountInfos*
• klarnaEvents*
• klarnaSubscriptions*

More EMD categories are available on request.

Migros Bank E-Pay

Migros Bank E-Pay processes direct debit payments for Migros Bank account holders. Customers have to login to their mobile banking app and confirm payments.

PayPal

PayPal is a wallet solution where wallet holders can either store a balance or have a credit card or bank account linked to it. To allow PayPal payments through Datatrans, you will have to grant two permissions to us. Normal Transactions is mandatory. Reference Transactions is only required if you want to process recurring payments with PayPal. As soon as you have granted the necessary permissions, please share your PayPal merchant e-mail address with our support team.

Normal Transactions: https://pay.datatrans.com/upp/paypal/permissions/request?set=STANDARD&language=en

Reference Transactions: https://pay.datatrans.com/upp/paypal/permissions/request?set=REFERENCE&language=en

Multiple partial settlements using a single PayPal transaction

To allow multiple settlements and separate the authorization of specific items with PayPal using the same transactionId, we give you the option to use PayPal's Authorize and Capture Payments integration. Please note that the validity of the initial transaction remains only valid as long as PayPal still confirms its validity - this can be checked in the developer's guide of PayPal. We suggest to finalize your settlements as soon as possible. Here's how to allow multiple settlements using a single PayPal transaction:

• Initialize a PayPal transaction using our init endpoint with the option createOrder = true within the object PAP. This allows you to use PayPal's Authorize and Capture Payments integration for the returned transactionId.
• Let your customer finalize the transaction with PayPal.
• Create a new transaction using our authorize endpoint and specify the initial transactionId in orderTransactionId within the object PAP.
• If required, repeat the previous step until you have reached the amount from the initial transaction.

Paysafecard

paysafecard is a prepaid payment method that allows you to make payments online without the use of a bank account or credit card information.

PostFinance

PostFinance offers two payment methods that can be used by any PostFinance bank account owner. Both cards act as a debit payment method.

Powerpay

Powerpay offers invoice payments and also the option to do credit checks. Powerpay requires additional parameters to be sent in your requests. This includes customer. Please refer to our API reference for more information.

Reka

Reka is a prepaid payment method. Customers can purchase a Reka card directly from Reka or they will receive a card from their employer. Within the payment method Reka, we also support Reka Rail and Reka Lunch.

Dynamic payment method in response for Reka transactions

Depending on the type of Reka card being used, the value of the payment method may be different in our response. These are the possible values you may receive:

• REK – Reka Pay
• RER – Reka Rail
• REL – Reka Lunch

Samsung Pay

Samsung Pay is a wallet that can be used with modern Samsung devices. Any Samsung Pay transaction is processed as a card transaction. In other words: The saved card in your customer's Samsung Pay wallet will be processed by your configured debit or credit card acquirers.

SEPA (ELV)

With SEPA you can process direct debit payments from most German bank accounts. Your customers enter their IBAN to proceed with the payment. Please refer to our API reference for more information.

Swissbilling

swissbilling offers invoice payments and also the option to pay in installments. swissbilling requires additional parameters to be sent in your requests. This includes customer and article information. Please refer to our API reference for more information.

Swisscom Pay

With Swisscom Pay, Swisscom customers can pay for services conveniently via their monthly bill or prepaid credit.

SwissPass

SwissPass allows you to make various purchases such as train tickets, ski passes, or purchases in railway station shops and charges them directly to your SwissPass account. The invoice payment is processed by MF Group.

Twint

Twint is a direct debit payment method that is either used as a prepaid wallet or is linked to a Swiss bank account.