EPS
paymentmethod=EPS
| Payment Process | Integration | ||
|---|---|---|---|
| Authorization | ✔️ | Payment Page | ✔️ |
| Deferred Settlement | ❌ | Split Mode | ❌ |
| Refund | ✔️ | Mobile SDK | ❌ |
| Cancel | ❌ | ||
| Alias | ❌ |
Description
Bank transfers are one of the most popular forms of payment in Austria. To make transfers possible without media disruption in e-commerce, too, integration of eps is advisable. This method is based on online transfers using PIN and TAN and does not require additional registration by the buyer.
The buyer completes the transfer in the secure online banking portal of his bank or savings bank. Immediately after the successful transfer, the payment recipient (online shop) receives an irrevocable payment guarantee from the buyer’s bank and thus has 100% protection against payment defaults. eps can reach more than 4 million customers in Austria.
Request and response parameter reference
For a more detailed description of the request and response parameters for EPS
please check the API Reference
Test
On the "Banking Selection Page" select Stuzza Bank (STZZATWWXXX). On the "Stuzza SANXBOX Bank.bet" login screen use the following credentials:
Username: 1004399
Password: Ve7yQ8EDBb56moAL
Web payment flow
Server to Server API calls
After a transactionId or alias was received by completing the payment flow on the web, the following server to server API calls can be used to do other actions.
Authorization
Is only possible through the web interface.
Settlement
Is not possible since it is a direct debit method
Cancel
Can not be canceled since it is a direct debit method
Credit
Request
curl -v -X POST https://api.sandbox.datatrans.com/upp/jsp/XML_processor.jsp \
-H 'Content-Type: application/xml' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d @- << EOF
<?xml version="1.0" encoding="UTF-8" ?>
<paymentService version="2">
<body merchantId="1000011011">
<transaction refno="999273">
<request>
<amount>100</amount>
<currency>CHF</currency>
<uppTransactionId>180610182900003307</uppTransactionId>
<transtype>06</transtype>
</request>
</transaction>
</body>
</paymentService>
EOF
Response
<?xml version='1.0' encoding='UTF-8'?>
<paymentService version='2'>
<body merchantId='1000011011' status='accepted'>
<transaction refno='999273' trxStatus='response'>
<request>
<amount>100</amount>
<currency>CHF</currency>
<uppTransactionId>180610182900003307</uppTransactionId>
<transtype>06</transtype>
<reqtype>COA</reqtype>
</request>
<response>
<responseCode>01</responseCode>
<responseMessage>credit succeeded</responseMessage>
<uppTransactionId>180610183206194334</uppTransactionId>
<authorizationCode>206224339</authorizationCode>
<acqAuthorizationCode>183206</acqAuthorizationCode>
</response>
</transaction>
</body>
</paymentService>
Status
Request
curl -v -X POST https://api.sandbox.datatrans.com/upp/jsp/XML_status.jsp \
-H 'Content-Type: application/xml' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d @- << EOF
<?xml version="1.0" encoding="UTF-8" ?>
<statusService version="5">
<body merchantId="1000011011">
<transaction>
<request>
<uppTransactionId>180830153451630095</uppTransactionId>
<reqtype>STX</reqtype>
</request>
</transaction>
</body>
</statusService>
EOF
Response
<?xml version='1.0' encoding='UTF-8'?>
<statusService version='5'>
<body merchantId='1000011011' status='accepted'>
<transaction trxStatus='response'>
<request>
<uppTransactionId>180830153451630095</uppTransactionId>
<reqtype>STX</reqtype>
</request>
<response itemNr='1'>
<responseCode>11</responseCode>
<responseMessage>Trx authentified</responseMessage>
<refno>621679</refno>
<refno2>Testing purchase</refno2>
<amount>100</amount>
<currency>EUR</currency>
<authorizationCode>517240286</authorizationCode>
<pmethod>GEP</pmethod>
<uppTransactionId>180830153451630095</uppTransactionId>
<maskedCC></maskedCC>
<aliasCC></aliasCC>
<expm></expm>
<expy></expy>
<trxDate>20180830</trxDate>
<trxTime>153451</trxTime>
<trtype>05</trtype>
</response>
</transaction>
</body>
</statusService>
Updated over 2 years ago