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PostFinance E-Finance

120

paymentmethod=PEF

Payment ProcessIntegration
Authorization:heavy-check-mark:Payment Page:heavy-check-mark:
Deferred Settlement:heavy-check-mark:Split Mode:heavy-check-mark:
Refund:heavy-check-mark:Mobile SDK:heavy-check-mark:
Cancel:heavy-check-mark:
Alias

Description

With the account from PostFinance your customers pay for their purchases direct via computer or mobile telephone. The payment is made with the PostFinance Card or PostFinance E-Finance. The payment solution "eCom" from Datatrans offers you the opportunity of activating both methods of payment.

Money transactions are settled round the clock via the internet using e-finance. With about 1 million customers, PostFinance is the leading platform for online finance.

Post E-Finance Website 🔗

Proper Redirects

Lightbox Mode: When using PostFinance (PFC, PEF) or SwissBilling (SWB) make sure to also submit the uppStartTarget=_top parameter. This ensures that a proper redirect is made to the respective systems.

Web payment flow

 1 
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Customer clicks Pay
Customer clicks Pay
Merchant Website
Merchant Website
Merchant Server
Merchant Server
Payment Page loaded from Datatrans
Payment Page loaded from Datatrans
Swiss Post 
Swiss Post 
 3 
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Customer selects PEF
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 2 
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 4 
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Validates and prepares Forwarding
Validates and prepares Forwarding
 5 
[Not supported by viewer]
Authorization
Authorization
 6 
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Receives Result 
Receives Result 
6.1
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 7 
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Invokes merchant's
POST URL (Webhook)
Invokes merchant's<br>POST URL (Webhook)
Receives Result 
Receives Result 
 8 
[Not supported by viewer]
Redirects customer back to merchant
Redirects customer back to merchant
Customer gets redirected to merchant page
Customer gets redirected to merchant page

Server to Server API calls

After a transactionId or alias was received by completing the payment flow on the web, the following server to server API calls can be used to do other actions.

Authorization

Request

curl -v -X POST https://api.sandbox.datatrans.com/upp/jsp/XML_authorize.jsp \
-H 'Content-Type: application/xml' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d @- << EOF
<?xml version="1.0" encoding="UTF-8" ?>
<authorizationService version="6">
  <body merchantId="1000011011">
    <transaction refno="749532">
      <request>
        <amount>100</amount>
        <currency>CHF</currency>
        <aliasCC>PF151126170240403883</aliasCC>
        <sign>30916165706580013</sign>
        <pmethod>PEF</pmethod>
       </request>
    </transaction>
  </body>
</authorizationService>

Response

<?xml version='1.0' encoding='UTF-8'?>
<authorizationService version='6'>
    <body merchantId='1000011011' status='accepted'>
        <transaction refno='749532' trxStatus='response'>
            <request>
                <amount>100</amount>
                <currency>CHF</currency>
                <aliasCC>PF151126170240403883</aliasCC>
                <sign>30916165706580013</sign>
                <pmethod>PEF</pmethod>
                <reqtype>NOA</reqtype>
            </request>
            <response>
                <responseCode>01</responseCode>
                <responseMessage>authorization successful</responseMessage>
                <uppTransactionId>171002152752145299</uppTransactionId>
                <authorizationCode>752165301</authorizationCode>
                <acqAuthorizationCode>239433</acqAuthorizationCode>
            </response>
        </transaction>
    </body>
</authorizationService>

Settlement

Request

curl -v -X POST https://api.sandbox.datatrans.com/upp/jsp/XML_processor.jsp \
-H 'Content-Type: application/xml' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d @- << EOF
<?xml version="1.0" encoding="UTF-8" ?>
<paymentService version="2">
  <body merchantId="1000011011">
    <transaction refno="705824">
      <request>
        <amount>50</amount>
        <currency>CHF</currency>
        <uppTransactionId>171002152752145299</uppTransactionId>
      </request>
    </transaction>
  </body>
</paymentService>

Response

<?xml version='1.0' encoding='UTF-8'?>
<paymentService version='2'>
    <body merchantId='1000011011' status='accepted'>
        <transaction refno='705824' trxStatus='response'>
            <request>
                <amount>50</amount>
                <currency>CHF</currency>
                <uppTransactionId>171002152752145299</uppTransactionId>
                <reqtype>COA</reqtype>
                <transtype>05</transtype>
            </request>
            <response>
                <responseCode>01</responseCode>
                <responseMessage>settlement succeeded</responseMessage>
            </response>
        </transaction>
    </body>
</paymentService>

Credit

Request

curl -v -X POST https://api.sandbox.datatrans.com/upp/jsp/XML_processor.jsp \
-H 'Content-Type: application/xml' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d @- << EOF
<?xml version="1.0" encoding="UTF-8" ?>
<paymentService version="2">
  <body merchantId="1000011011">
    <transaction refno="999273">
      <request>
        <amount>100</amount>
        <currency>CHF</currency>
        <uppTransactionId>171002152752145299</uppTransactionId>
        <transtype>06<transtype>
      </request>
    </transaction>
  </body>
</paymentService>

Response

<?xml version='1.0' encoding='UTF-8'?>
<paymentService version='2'>
    <body merchantId='1000011011' status='accepted'>
        <transaction refno='999273' trxStatus='response'>
            <request>
                <amount>100</amount>
                <currency>CHF</currency>
                <uppTransactionId>171002153232242915</uppTransactionId>
                <reqtype>COA</reqtype>
                <transtype>06</transtype>
            </request>
            <response>
                <responseCode>01</responseCode>
                <responseMessage>credit succeeded</responseMessage>
                <uppTransactionId>171002153232242915</uppTransactionId>
                <authorizationCode>430939749</authorizationCode>
                <acqAuthorizationCode>092430</acqAuthorizationCode>
            </response>
        </transaction>
    </body>
</paymentService>

Cancel

Request

curl -v -X POST https://api.sandbox.datatrans.com/upp/jsp/XML_processor.jsp \
-H 'Content-Type: application/xml' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d @- << EOF
<?xml version="1.0" encoding="UTF-8" ?>
<paymentService version="2">
  <body merchantId="1000011011">
    <transaction refno="29023">
      <request>
        <amount>100</amount>
        <currency>CHF</currency>
        <uppTransactionId>171002153232242915</uppTransactionId>
        <reqtype>DOA</reqtype>
      </request>
    </transaction>
  </body>
</paymentService>

Response

<?xml version='1.0' encoding='UTF-8'?>
<paymentService version='2'>
    <body merchantId='1000011011' status='accepted'>
        <transaction refno='29023' trxStatus='response'>
            <request>
                <amount>100</amount>
                <currency>CHF</currency>
                <uppTransactionId>171002153232242915</uppTransactionId>
                <reqtype>DOA</reqtype>
                <transtype>05</transtype>
            </request>
            <response>
                <responseCode>01</responseCode>
                <responseMessage>cancellation succeeded</responseMessage>
            </response>
        </transaction>
    </body>
</paymentService>

Status

Request

curl -v -X POST https://api.sandbox.datatrans.com/upp/jsp/XML_status.jsp \
-H 'Content-Type: application/xml' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d @- << EOF
<?xml version="1.0" encoding="UTF-8" ?>
<statusService version="5">
  <body merchantId="1000011011">
    <transaction>
      <request>
        <uppTransactionId>171002153232242915</uppTransactionId>
        <reqtype>STX</reqtype>
      </request>
    </transaction>
  </body>
</statusService>

Response

<?xml version='1.0' encoding='UTF-8'?>
<statusService version='5'>
    <body merchantId='1000011011' status='accepted'>
        <transaction trxStatus='response'>
            <request>
                <uppTransactionId>171002153232242915</uppTransactionId>
                <reqtype>STX</reqtype>
            </request>
            <response itemNr='1'>
                <responseCode>6</responseCode>
                <responseMessage>DOA Cancel</responseMessage>
                <refno>999273</refno>
                <amount>100</amount>
                <currency>CHF</currency>
                <authorizationCode>232262916</authorizationCode>
                <pmethod>PEF</pmethod>
                <uppTransactionId>171002153232242915</uppTransactionId>
                <maskedCC>****3448</maskedCC>
                <aliasCC>PF151126170240403883</aliasCC>
                <expm>06</expm>
                <expy>21</expy>
                <trxDate>20171002</trxDate>
                <trxTime>153232</trxTime>
                <trtype>05</trtype>
                <settledAmount>100</settledAmount>
            </response>
        </transaction>
    </body>
</statusService>